It's better to use cash! On Thursday my son received a call from his bank asking if he made any large purchases lately. It seems that there were several overseas purchases of $1200 or more made using his card number. Of course he hadn't, so the bank said they would issue him a new card immediately and put a freeze on his old number. They also are reimbursing him the amount that was supposed to be in his account. thank goodness some banks are being alert to unusual activity on a members account.