I'd say make her the quilt. It will seem like no time at all until the child is old enough to enjoy the quilt. In the meantime, it can be displayed or used on the floor when a child sleeps. But until the child actually comes and you KNOW it is in imminent danger, I'd trust the mother of the child to do what's right for it. If she's anything like lots of other young mothers I know, she'll be reading anything she can get her hands on about how to care for her newborn, and will know the risks of what should or should not be used in a crib.