Frank's is awesome. The first time I bought from him, I was looking at a fat quarter homespun package to make a log cabin quilt. Phil answered the phone personally and asked what I was making. When I told him, he asked "would long quarters work better for you to make the strips for that?" I told him yes and they cut my order as long quarters rather than fat quarters for me at the same price. A beautiful selection of 75 different homespun fabrics at 63 cents per 1/4 yard! I have bought from him several times and several of my friends have bought from him and all of us have always been very happy. I always call him with my credit card. Pay Pal is NOT required to use E-bay.