Oh man. I would call her and tell her that you would be honored to have it. You must be special to her for her to offer it to you. If the price she paid for it bothers you, tell her you will pay her for it but you would need to make payments. Or you can give me her name and phone number and I will call her and tell her that is what you want for Christmas. LOL (kidding on me calling her). But I would call her and tell her you would be honored and that when the offer was given that you were taken aback and after thinking about it you decided you would take it. But thats me.