I guess I'll stick my 2 cents in now. I have a mid-arm (Handiquilter 16) which I love and never regret purchasing. I have found that the quilting is the part I enjoy most of the quilt process, just above designing and selecting the fabric. I am now considering trading up to the 24" Fusion by Handiquilter and I am having the same doubts, but going full speed ahead because I already know I enjoy it. You, however, have to do what is most comfortable for you.