If you're questioning your choice now, you may want to reconsider and test drive more or even rent time on a long arm before making a final decision. There is more costs into owning a long arm than just buying the machine and frame. I'm very happy with my choice of buying a long arm and knew I wanted one from the start. I don't quilt for others, just myself and for charity. I have a job and a busy life so it's just a hobby for me, I may do 2 tops a month and maybe none at all, but that's okay with me. Good luck with your decision!