Originally Posted by sunni

All great ideas!

No credit cards, so there are no payments for those :) our big expenses are the mtg, a home equity line from 3 years ago, car pymt and our electric bill. No matter what I do, our bill is minimum 250 a month. Our house is all electric, flush the toilet and it uses electric. I am not a big light person and never have a light on in a room I am not in....it's just the rates here and it never seems to make a difference what we do. I've even talked to the electric company, and we reviewed my house size (2600 sq ft.) and the things we have in it, and she said based on others in my area, we are on the low end!

I haven't gone for a hair cut since the new year and DH goes about every 6 weeks. I do my own nails (have been for years) . Condense driving trips, but the grocery store is 10 miles in each direction, mall if I need it is 25.

Packaged phone, internet and cable back in Oct, lowering the bill by about 35 a month.

As long as I can get at least 2 days house cleaning with the girl I am working with, we are ahead of the game....more days means more money, but physically it is too much for me. I have alot of pain from Sciatica and am pushing it with the 2 or 3 days. Office work is what I always did before, but there are none hiring at this time. Retail is out cause of the constant standing on my feet...the sciatica prevents me from doing that for longer than about 10/15 minutes at a time without sitting down for a few to break up the spasm.

Thanks for the tips, I appreciate them all

robin