Jan, I wonder the same thing as you are about the insurance. I don't think that our policy will cover them as anything other than a "blanket" unless we have a professional appraisal. You probably need to ask your insurance person how your policy will handle it. My DH is an ex-insurance person and he knows that we must get an appraisal and have a rider added to the policy. I'm nervous about sending my quilt away to a show too...I'm actually not sure I will. I dunno...
Sarah, sounds like you are getting close!! Can't wait to see your pics.