I am neither lazy nor rich. My stash has both yardage AND pre-cuts. You may think that I have money to burn, but you are discounting the fact that I MIGHT have used my 40% or 50% off coupon to purchase those pre-cuts. It's MY money and I'll spend it as I please - it's MY time, and I'll spend it as I please. Cutting is half of the work of the quilt, I don't enjoy it, and if I can get to the part of quilting that I DO enjoy (the sewing), than that is my prerogative.