I just cut 5 inch squares of the top and bottom fabrics. I would place the back fabric wrong side up, 4 1/2 square of batting (cotton), and top fabric right side up.
I sewed a 1/2 inch seam around the square and then an X thru the middle. I put the rows together with 1/2inch seam. I did not put a binding on the quilt. I took scissors and cut the exposed seam allowances about every 1/2 inch. You can also do this with pinking shears for a more decorative look.
With an old fashioned nylon bristle hair brush I sprayed a square then used circular motions with the brush to loosen the fibers. Once I had the quilt completed I put it in the washer on the longest wash cycle. While drying I did clean my lint filter about every 15 minutes.
As far as not being a good baby quilt that is a matter of personal opinion. I did wash and dry the quilt twice before giving it too my great niece. I gave the quilt when my niece was 4 weeks old. She is now 6 months old and she has to sleep with that quilt every night. My niece (mother) says Serina loves to rub her hands over the ruffly edges while she is going to sleep and has been doing that since the day she got it.