JoANn, Do you belong to any kind of group? If you do, I'll bet the ladies that binding does not intimidate would be glad to help you. I used to dread it like you do. One person sat down with me, showed me the easy way, and now I love to bind my quilts. Its that final step that says "I did this myself" If there is noone near, look through the tutorials here. Bet you can find the one that will make it click