I have a small stash. I am getting ready to retire in December, and the way prices are going up, I decided to start a small stash of neutrals and a few (6-8) pieces of 3 yard prints that I love. I bought them all on sale. I do not live close to a quilt store so after retirement, I can use my stash instead of buying new at higher prices and using up gas! I know it won't last long, but until retirement I will buy what I can on sale when I see it.
Any scraps that I have I immediately cut into the largest strip, square or triangle that I can and store them in shoe boxes (with hot pink lids, of course!) for scrappy quilts and applique projects.
So, I normally do not buy material unless it is for a project, but am working on a small retirement stash!