Mark-up on most fabric is 100%. If business is down, wouldn't you think a sale would profit everyone? I know this, because I have an in-home business and purchase fabric from a distributor for my quilts and backings. When possible, I sell fabric to my friends if I can get what they want. Even with a 50% mark-up, I can make money, pay the freight, and make a little for my pocket, too. Sometimes big business is not the way to go, but "financially sound" is a phrase all of us like to hear. The posts have said everything that needs to be said. Let's get on with something else!