Our Jo-Ann's takes any and all competitors coupons but only if they carry the same item. For instance, you can't use Michael's coupons for fabric because Michaels doesn't carry it. I think that's fair and I've done very well in past years with this policy. However, these days, there are so many discounts at Jo-Ann's that it is hard to find something not on sale, so I get the mailing envelopes to send my swaps in and post-it-notes. :)