If the repair is less than the deductible- don't turn it in as a claim. Reason- it will show up as a claim for years in the future and your premium will skyrocket.
I recently changed homeowners (which you should shop around every few years) and found a claim had been filed on my homeowner's. It was not mine- I hadn't had any damage. It was for my brother's house after he died- but the bills came ot me at my address so they put it against me. I was put in the "high risk" catagory. Guess what- friendly agent I had never told me, I owndered why my premium went double. She never called to question it. So I went elsewhere for a quote. I saved almost $2K in car insurance but they couldn't do anything on the homeowner's but override the high risk with the reason.
Oh- any insurance co. can now see the history on an address for claims. They will follow the address, not the person.