My husband is the direct opposite. DH would not even consider renting. To him, it was just throwing money out the window. We bought our home 25 years ago and it about 5 years from now, it will be paid for!!!!! It is small, only 3 bedrooms, 2 baths, but it is perfect for us. What we owe is less than most people pay for a down payment. We consider ourselves very lucky. If the worst came and DH lost his job, I could still make our house payments without any problems.
You can get insurance that would pay off your loan if something happened to your or your DH. It may be expensive, but something to consider. My parents had it and it paid off our home when my Daddy died.
I wish you the best of luck!