Ladies, (I assume you are all of the superior gender - lol) your welcome is fabulous. Thank you ever so much.
No - I have the money to spend the $ will come from my savings account. Always handy to have some put away for another day has always been my motto.
I like the idea of trying to trade in my basic Janome, but I don't think the retailers here will be agreeable.
Thanks again for the warm welcome and for the advice.
I'll post some images after I get started. I'm really gonna have to ask many questions - like I don't want to have to send my tops away for quilting - I'd kind of like to do that myself (if I can). This may be the real benefit from attending the local clubs.