Brother has copywritten everything on their cards. Their policy is it is for personal use only. It will be stated that the embroidery work done can be used to sell. Though the actual designs can't be sold. Your best bet if you want to put embroidery on things to sell is use a site like www.emblibrary.com and write to a blank card. The system for that and the program can vary in price depending on what you use it for. If you get one of the more expensive ones, you can do up your own designs.