I belong to Buck-a-Block which is in some ways the same. You have, hmmmmmmmmm,probably the last time there were 10 different color combinations to choose from. You have to complete your block for the month and take it with you to show it's been completed and then they give you the next month's kit for the next month for $1.00. There is a one time fee for finishing fabric (binding, sashings, etc. usually around $50.00 give or take. I like it because I have no sense!!!! Am very goal oriented so once I start on something I'm AT it until done!!! This slows me down and I can get other things done like cooking and cleaning!!! or gifts to be made, etc. Plus, I'm lucky because my quilt shop owners have excellent "color combination" sense.