Second time this has been experienced in our family. You go to the doctor for a check-up and get billed for a well check visit but if you discuss anything else you get billed for a second visit. My daughter took her baby for one week checkup and asked about the cord and was charged for well baby visit and for a problem visit. Of course insurance only pays for one visit so the patient pays not only an additional co-pay but the physician charge. I went for my yearly and was charged for a physical and for a medication check because my prescriptions were renewed. Just wondering how common this is and how to avoid it in the future.