That has happened to me two years in a row. This April I went for my wellness check up like I do every year. This time I kept my mouth shut and didn't complain about any aches or pains and I was still charged for two visits. The South Bend clinic billing department didn't code as a wellness visit so my BCBS insurance wouldn't pay for it. I have called my insurance company twice and called South Bend Clinic twice. The clinic insists that I was sick. I am sick. Sick an tired of getting the run around. I paid the $400+ bill. I just don't know what to do. I am retired and too young for Medicare. I buy my own health insurance which has been really good except for paying on the wellness benefit. Luckily, I don't get sick very often.