Originally Posted by Rose Hall
My husband and I took a class at our church a few years ago, called Financial Peace University with Dave Ramsey. Since then we have closed our credit cards. I believe the credit card industry as a whole is a scam on the middle class. The only "person" who benefits from a credit card is the credit card company!
Just my humble opinion (JMHO)
Rose Hall
My dh and kid did this too....:)Everything is broke up to the envelopes...works great! Highly recomm. even his book!Skeat