Oh, Melissa--how scary!!! I would have cried too-and I am not 8 months pregnant! I am SOOOO glad that Shyla and Teegyn are okay.
The insurance will cover it-my sister in law had a turkey fly into her car and rip the side mirror off. The insurance did not hesitate to pay. Of course, having the car repaired is not your first concern---the welfare of your family is all that matters.