When someone receives a quilt as a gift and doesn't want it to be seen on their bed, I just don't understand why they don't use it as a "blanket" under their comforter or bedspread. When I grew up we had two or three quilts on a bed to keep warm under our bedspread. (Dad had heat on at night only if there was a danger of the water pipes freezing and bursting. This winter might be a repeat of those economies if the social security checks stop coming!)