We have been with State Farm for years. We thought about switching a few years back, but according to SF, that is not a good idea. Something about switching companies could affect different things and if you didn't like the knew company, your old one didn't have to take you back. I wish I could remember exactly. Of course it may have just been the agent not wanting to lose a customer. And it worked, we are still with them and plan to stay. LOL!