No we aren't looking at it wrong. My charity consists of making doll and quilts for sick children at a local hospital, quilts for the wounded soldiers, giving to my local church, organizations that help those in need, setting up food drives for the local food pantry.
I was not put on this earth to do things that the other person is perfectly capable of doing by themselves. I work a full time job and have a life that does not include mending anyone's problems. Ever.
Good for you to have the time and desire to help others.