First, I would pay off the truck and van, pay several years full coverage insurance for them, upgrade my homeowners insurance, Hire a gardening service to plant and maintain my new rose garden, force DH to retire so he can preserve the use of his leg, buy my brother a boat big enough to really live on, pay his insurance on it, buy one sister a house to retire in, buy another sister a small home of her own, buy my other two brothers an education in an arts college, donate a big chunk to my favorite charities, ...........My list would be endless.