Thank you everyone for the warm welcome. I really can use that right now--weather is turning cold, predicts 2-4 inches of snow today (which I'll enjoy--need quite a bit more to x-country ski on). Annmarie, I live in Duluth. I see you're from Rhinelander. I've got relatives, cousins, that live there (or maybe it's Eagle River). In fact, one of the cousins (not sure it's same one) has a daughter named Annmarie. Would be funny if we were related.
Ginny