I would agree with those who are concerned that money doesn't really get to the needs - or enough of it. I understand there are costs in getting supplies to victims, but there are crooks in so many of these things. I have considered trying to find an address of some random person in a disaster area and sending my money to them directly with a note asking them to use it for themselves or others in need that they know. Couldn't figure out who had a house standing when I first though of it during Katrina...the thought came back during the floods this year too.