Being afraid to start in cutting fabric, I think is pretty normal for a lot of us in the beginning. In '97 when I started, my neighbor at that time is the one that got me to try. For over a year, she would have to cut my block pieces for me. I was that petrified. Then she told me I was going to bite the bullet and do it with her watching me. So I cut out 5-6 inch sqares. Then graduated on up. It got me over my fear but took time. Or start small and cut from fat quarters if lg pieces of fabric scares you. You will do fine. A kit may be easiest for you. If you run into issues, someone here is always around to offer advice or help. Good Luck. Oh!!! And remember it is just fabric you will be cutting and not cutting off someones body parts. LOL When my neighbor told me that, I busted out laughing and realized that she was right. If I screwed it up, it went into the scrap basket.