I feel your pain about the binding. I decided a long time ago that after I had all the materials cut for the top and backing, I'd cut, sew, iron and store the binding material. It's worked well as I'm still in that 'go, go, go mentality!' Then when I come home from quilting the layers I sit down that day and machine sew on the binding. I look forward to hand sewing on the back side of the binding while watching tv.
I despise having to use the seem ripper when I've messed up and sewn something wrong.