You are not alone, for the most part. I don't have the space for a frame, and if I got a frame I'd want one large enough to make a King. I also tried a long arm, and I didn't like the change from moving the fabric to moving the machine. I didn't even like it on the domestic machine set up on the mini frame. I like moving the fabric.
That said ... I think I would like a mid or long arm set up on a large table.
I'm also a practical person. Affording something is one thing, justifying it is another.