I use a lotion from Melaleuca (tea tree oil) company. They call it Renew. In the winter here, Alaska is so cold it dries the air so much that I sometimes feel like a need a little something more for moisturizer. I mix the Renew 50/50 with Cetaphil Cream and it is amazing how nice it works together. My skin is ultra sensitive so I have never used foundation or expensive creams due to the effects of inflamming my skin. And I too believe they age the skin faster. Coconut oil is too greasy for my liking but I did give it a good try and also I did not see any significant difference using it. Everyone's skin is very different and what works for one does not for another. I guess thats why the cosmetic companys rake in the billions from women. When I was 18 a friend told me about her aunt that always wore skin moisturizer and protected her skin from the elements and looked way younger than her age. I took that to heart and have always used a moisturizer since then. I too have very nice skin and do not look my age, I am told. So the number one thing to do is keep the skin clean and moisturized at all times. It pays off in the end.