The first year I did the things I couldn't while I was working...fitness class, yoga, lunch out, shopping, naps, etc. It got old quickly. Then my husband retired, and I got two part time jobs (no joke). Now I'm down to one and enjoy my days off with him. I do better with structure, so I often make lists and stick to them temporarily. But, I AM retired, and I can do what I want. If I don't want to, I don't have to. Pretty neat.