I love my retirement!! Started working when I was 17 and continued working until I retired at age 55. For a while I just relaxed and did what I wanted to do when I wanted to do it. Then got busy doing crafts, quilting, and all the other things I couldn't do while working. My husband and I travel quite a bit across the US and have been to Alaska three times. Loved every minute of it. If I have a lazy day, so what. Life is to short to worry about what happens tomorrow. Enjoy your retirement, you earned it. No one will tell on you if you have a lazy day once in a while. No retirement police that I know of.