I am on a retired income so I go to the hair salon on the days that give a senior citizen discount. The hair cut - no wash, no anything else- is $9. I give her $10. When we eat out if I don't have the cash for a 15-20% tip then I only order a bowl of soup or a salad instead of a regular meal and leave a tip. My kids don't approve of my frugal methods but I try to pick and choose where I spend my extra cash and eating more expensive meals is not as much fun as buying fabric or painting supplies. Do any other of you do similar things?