Yes, you are right. When you click on the icon on the top to work on quilt a quilt layout will show up. Then click on the layout tab at bottom. A window will open on the right xide. You put in the number of blocks horzontal and number of blocks vertical. Below that you put in finished size you want the block 10'5 width and 10.5 height. At the top of that window it will say Size of Quilt Center 63x63. Then if you click on the borders tab at the bottom you can add your border1 1 or more and the width of each border. Then it will show the total size of quilt with the borders included. Hope this helped.