What is so scary about these types of emails is they resemble the real company quite a bit. My dm has recently started using a computer because she wasnted email. She's in her 80's now.
Every once in awhile she'll call me all in a panic about a bank wants her to log into her account and do something....I ask her to forward me the emails and it's always something bogus.
She doesn't even own a credit card. But if she knew just a little bit more about computers she would be logging in and giving her account information to everyone who asked.