Originally Posted by quilterj
Originally Posted by serenitybygrace
My dad's will states that the bills would be paid first. Do you have a will? Do you have a lawyer? You may have to probate the will. A lot depends on the state you live in.
No my mom didn't have any kind of will or lawyer. She didn't have any kind of money or estate. She lived with my sister (or I should say my sister and her family has lived with her all her life and took care of my mom. Not the my mom needed help of any kind.) My mom hadn't worked in over 15 years. And she collected my dads ss. She didn't work and the only thing that my mom had was the trailer that they live in. Which is nothing fancy and needs some work. Someone told my sister that as long as we didn't want their home she was to transfer the title to her name. Like I said she only has a life insurance and just within the last couple years got that. So I am wondering if the bills need to be paid or will they be wrote off?
Don't know what kind of bills your are referring too, but when my Mom passed away "most" of the credit card companies just "wrote it off" and did not require any more payments. One did want all their money and threatened to put a lien on Mom's house. I seriously doubt they would have done it as the house was not worth much. If your Mom is the only person named as the responsible party on her bills, you should not be responsible. If there is any money in her estate, some creditors may require payments until it is depleted. BUT my advise to you is contact whoever your Mom owed money to. Advise them your Mom has passed. In Texas without a will any assets are divided equally among any living spouse and or children. You may sign your share of the home over to your sister if you choose to. But your first priority is to contact, Social security, and any creditors. Let them tell you what their policy is and if you have questions absolutely request to speak to supervisor. I was able to negotiate a reduced payment on the one that was so rude and uncaring by demanding to speak with a supervisor. I was also told that no assests(the home, any insurance, personal belongings) can be dispursed until all creditors are satisfied. Hope this helps.