Hubby and I have been looking for almost a year now. We too have a few pre-existing conditions, nothing earth shattering, and we cannot afford health insurance on our own. Hubby would love to retire but we cannot lose our health insurance through his company. I have heard that in 2014 all insurance companies will be required to insure all people regardless of pre-existing or not. Only problem is, there isn't any cap or ceiling as to how much they can charge you per month. A friend of mine is paying $1,000 per month for just her alone on insurance due to a pre-existing condition. Not sure what the answer is. DH is 5 yrs away from Medicare and I am a year and a half behind him. We have a ways to go to retire I am afraid. We could now if it weren't for medical.