Hmmmm....funny you should ask. I just sold something on the board to a wonderful lady in Switzerland...Had a paypal account that I have not used in over ten years, but signed up again. Well....low and behold... over the last ten years several people fromdifferent states have tried to use it unsuccessully. Well, Paypal closed the account and now we cannot use it at all. If we want to open another pp account, we have to change our whole banking system, which they were never able to get into anyway. Hubby said no way, not for one transaction which is all I would be using it for. Alas, poor lady in Switzerland will not be able to get her quilting frame from me. But she was very understanding about the whole thing. I will never ever use PayPal......EVER!!!