In my experience, bed quilts are very risky gifts unless you know exactly what the recipient would like. While some people will appreciate and use anything you make for them, others (including me) want control over the decor in their homes and will not use a bed quilt that upsets it.
That said, we are often the same people who would do cartwheels and set off fireworks if you offered to make a quilt to our specifications!!!
So unless you know the recipient well enough to know what s/he likes and would want, I'd stick to smaller, simpler, less controversial items than bed-size quilts. (For some of us, even lap quilts should match our decor.)
Just tryin' to be honest!