It's super-easy. Just click on the word "download", then click on the "save" button, then save it to your favorite folder on your hard drive. The, just try doubl-clicking on it in that folder. If it doesn't open up, you can copy it (right-click on the file name, select copy) then paste it into a new document (e.g. Word, Works, or something like that.)
If those processes are just too big a pain for you, let me know and I'll send upload it again as a .pdf. tooooooo easy. :-)