I THINK THAT THESE PEOPLE MOST LIKELY DEAL WITH FRAUDULANT DEATH CLAIMS ALL DAY EVERY DAY. PEOPLE MOSTLY LIKELY GET IN OVER THEIR HEADS, CAN'T PAY THEIR BILLS AND CLAIM THAT THEY HAVE DIED. OR THE CARD HOLDER IS SCAMMING THE CREDIT CARD COMPANIES WITH DEATH CLAIMS. I DON'T THINK I'D BLAME THE COMPANY AS MUCH AS I WOULD THE SOCIETY THAT WE LIVE IN.