I called this summer about a rider to cover my sewing machines (8 sewing, 1 serger). Most are vintage, but replacement cost would be a significant amount of money. The agent seemed totally perplexed at what I wanted a rider for. She insisted the cost would be covered by my homeowner's policy. (?)
I never even thought about trying to cover my stash, thread, rulers, Go and dies, cutting mats, rotary cutters, etc. I would hate to have to replace it all - what a lot of $$$$! Maybe I should call my agent back and insist on a rider!