I've seen quilts in the last couple of years that have an added strip to the top that covers the pillows. Its added with similar and smaller blocks of the main quilt or similar design but in a color pattern that matches the main section of the quilt but its added ONLY to the TOP edge of the quilt.
I wish I had a picture, but its only in my mind. Just make a rectangular section long enough to cover and tuck over your pillows in colors to match. They're lovely.