I would have finished college the 1st time around, taught for however long, then been able to retire with a pension. I do not regret marrying who I did, having my wonderful kids and a good life for a number of years. I finally got my BA in a different field when I was 39, the same year my oldest graduated from high school. But I didn't do anything with it, except for my own pleasure. When I had to get a job after my divorce, I wasn't qualified for much of anything & eqrning just a bit more than minimum wage. I'll be working until I drop dead at my cash register.