I think you just need your borders. The value of a memory quilt isn't in the pattern or the colors but the memories in the fabrics that are used. I think you have made a wonderful quilt here. I like the off-set rectangles. You have made a delicious lemonade out of lemons that will probably be cherished forever. Just start deciding on your borders and accept that the inner part of the quilt if finished. A great job.This is great lemonade - don't keep trying to make it into iced tea!