Hi Betty!
I was at a Husqvarna class at my LQS just last week. The instructor told us that you should never pull the thread through to the bottom end of the needle. This sometimes binds the gears. She explained to clip the thread just before letting it go through your machine, and to grab the thread and pull it out the opposite way. (towards your spool of thread.)
I have also been taking it off the regular way, so this must be something new and it makes sense when you think about it.
CruisingStef