Everyone needs to remember that your banks , and anything else that needs personal info will send you letters. they do not send emails or phone calls. I just got a letter from my bank about changing acct info. Wehn I had ordered my last checks she said that they were changing to a new bank, so we would be getting updated info and so the letter came and let me know what to do when the change comes. EBAY warns everyone not to go outside their website to do business for the simple reason too many people have too much time to think up scams and cause people grief.